How to accept UPI payments on your website
Short answer: Connect your bank account through a licensed payment gateway, then add a payment button to your page. Your customer pays by UPI in a few taps, and the money goes to your bank.
Two ways small businesses take UPI online
| Way | Good for | Watch out for |
|---|---|---|
| Sharing your UPI ID or QR code | Regular customers you know | No record of who paid for what, and you check every payment by hand |
| A payment button through a gateway | Fees, bookings, advance payments, strangers | The gateway charges its own fee per payment |
Steps
- Keep your bank details and KYC documents ready. The gateway will ask for them.
- Add the gateway's payment link or button to your page.
- Set a fixed amount (such as a ₹500 booking fee) or leave it open for the customer to enter.
- Make a small test payment yourself before you share the page.
On OurLink.is
Add a Pay by UPI section to your page. Type in your UPI ID and the name on your bank account, and an amount if you want a fixed one, like a booking fee. Your page then shows:
- A Pay with UPI button that opens GPay, PhonePe or Paytm with the amount already filled in
- A QR code, for customers looking at your page on a computer
- Your UPI ID, with a copy button
The money goes straight to your bank. OurLink.is never touches it and takes nothing. It's on every plan, including free, and there's no gateway to sign up for.
We draw the QR code from your UPI ID, so the code and the ID always match. If the UPI ID on your live page is changed, we email you, so nobody can quietly swap in their own. Under the button, your page tells customers to check your name in their UPI app before they pay.
OurLink.is can't see whether someone actually paid, so check your bank or UPI app for that. Your page does count how many people tapped Pay.
Common questions
- Where does the money go?
- Straight to your bank account, on the gateway's normal settlement timeline. It doesn't pass through your website.
- What does it cost?
- The gateway charges a fee per payment, which varies by gateway and payment type. Check it before you sign up.
- Is my customer's UPI or card detail safe?
- With a licensed gateway, payment happens on the gateway's own secure page. Your website never sees the customer's card or UPI details.